/*
Theme Name: MAC Blueprint
Theme URI: https://multiassetcapital.com/
Author: Multi Asset Capital
Description: Blueprint v2 redesign for Multi Asset Capital IMF Pvt. Ltd. — diagnosis-first, "Know Your Money. Before You Buy.", with the Financial X-Ray™ as the primary call to action. AMFI-registered Mutual Fund Distributor (ARN-335329) and IRDAI-registered Insurance Marketing Firm (IMF08190620240701). Not a SEBI Registered Investment Adviser. Installs alongside the earlier "Financial X-Ray" theme; all page content stays in WordPress pages.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
Text Domain: mac-blueprint
*/

/* =========================================================================
   1. TOKENS
   ========================================================================= */
:root{
	--navy:#0B1B3F;
	--navy-2:#122A5C;
	--navy-3:#1B3A78;
	--blue:#2563EB;
	--blue-2:#1D4FD8;
	--blue-soft:#EAF0FE;
	--sky:#9DC0FF;
	--ink:#141C2E;
	--ink-2:#3B4559;
	--ink-3:#6A7386;
	--paper:#FFFFFF;
	--ivory:#F7F5F0;
	--ivory-2:#EFECE4;
	--rule:#E3DFD5;
	--rule-2:#D6D1C4;
	--good:#15803D;
	--good-bg:#E7F5EC;
	--mid:#2563EB;
	--warn:#C2410C;
	--warn-bg:#FDF0E8;
	--red:#E8192B;

	--serif:"Fraunces", "Iowan Old Style", Georgia, serif;
	--sans:"Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;

	--r-sm:8px;
	--r:12px;
	--r-lg:18px;
	--r-xl:26px;
	--shadow-1:0 1px 2px rgba(11,27,63,.06), 0 2px 8px rgba(11,27,63,.04);
	--shadow-2:0 2px 6px rgba(11,27,63,.06), 0 18px 40px -12px rgba(11,27,63,.18);
	--shadow-3:0 30px 80px -20px rgba(5,14,38,.55);
	--wrap:1200px;
	--gutter:clamp(16px, 4vw, 40px);
}

/* =========================================================================
   2. BASE
   ========================================================================= */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility;overflow-x:hidden}
img,svg{max-width:100%}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-2)}
h1,h2,h3,h4,h5{color:var(--navy);margin:0 0 .5em;line-height:1.15}
h1,h2{font-family:var(--serif);font-weight:500;letter-spacing:-.006em;font-variation-settings:"opsz" 120}
h1{font-size:clamp(2.4rem,5.4vw,4.4rem)}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem)}
h3{font-size:1.2rem;font-weight:650;letter-spacing:-.005em}
h5{font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;font-weight:650;color:var(--ink-3)}
p{margin:0 0 1em}
::selection{background:var(--blue);color:#fff}
:focus-visible{outline:2px solid var(--blue);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.screen-reader-text{position:absolute;left:-9999px}

/* Kicker / eyebrow */
.kicker,.mx-kick{display:inline-flex;align-items:center;gap:.55rem;font-size:.74rem;font-weight:650;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin-bottom:1rem}
.kicker::before,.mx-kick::before{content:"";width:22px;height:1.5px;background:currentColor;opacity:.7}
.kicker--light{color:var(--sky)}
.kicker .dot{width:7px;height:7px;border-radius:50%;background:#4ADE80;box-shadow:0 0 0 4px rgba(74,222,128,.18)}
.kicker:has(.dot)::before{display:none}

/* Buttons */
.btn,.mx-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--sans);font-weight:600;font-size:.98rem;line-height:1;padding:.95em 1.45em;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s,transform .2s,box-shadow .2s;text-decoration:none;white-space:nowrap}
.btn-lg{font-size:1.02rem;padding:1.1em 1.7em}
.btn-sm{font-size:.88rem;padding:.72em 1.15em}
.btn-primary,.mx-btn{background:var(--blue);color:#fff;box-shadow:0 8px 20px -8px rgba(37,99,235,.6)}
.btn-primary:hover,.mx-btn:hover{background:var(--blue-2);color:#fff;transform:translateY(-1px);box-shadow:0 12px 26px -10px rgba(37,99,235,.7)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--rule-2)}
.btn-ghost:hover{border-color:var(--navy);color:var(--navy)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:var(--blue-soft);color:var(--navy)}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-outline-light:hover{border-color:#fff;color:#fff;background:rgba(255,255,255,.06)}

/* =========================================================================
   3. HEADER
   ========================================================================= */
.topbar{background:var(--navy);color:rgba(255,255,255,.72);font-size:.78rem;letter-spacing:.02em}
.topbar-in{display:flex;justify-content:space-between;gap:1rem;padding-top:.5rem;padding-bottom:.5rem}
.topbar i{font-style:normal;opacity:.4;margin:0 .45rem}
.topbar a{color:rgba(255,255,255,.85)}
.topbar a:hover{color:#fff}
@media(max-width:720px){.topbar-contact{display:none}.topbar-in{justify-content:center}}

.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent;transition:border-color .25s, box-shadow .25s}
.site-head.is-scrolled{border-bottom-color:var(--rule);box-shadow:0 6px 24px -18px rgba(11,27,63,.4)}
.admin-bar .site-head{top:32px}
@media(max-width:782px){.admin-bar .site-head{top:46px}}
.head-in{display:flex;align-items:center;gap:2rem;height:76px}
.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;flex:0 0 auto}
.brand-logo{height:40px;width:auto;display:block}
.brand-logo--custom{max-height:46px;max-width:230px;object-fit:contain}
.brand-txt{font-family:var(--sans);font-weight:800;color:var(--navy);font-size:.98rem;line-height:1.05;letter-spacing:.03em}
.brand-txt span{display:block;font-weight:600;color:var(--blue);font-size:.7rem;letter-spacing:.26em;margin-top:2px}
.nav{display:flex;align-items:center;gap:.25rem;margin-left:auto}
.nav a{color:var(--ink-2);font-weight:500;font-size:.95rem;padding:.55rem .85rem;border-radius:999px;transition:color .2s, background .2s}
.nav a:hover{color:var(--navy);background:var(--ivory)}
.nav .current-menu-item>a,.nav a[aria-current="page"]{color:var(--navy);font-weight:600}
.nav-cta-mobile{display:none}
.head-cta{flex:0 0 auto}
.nav-toggle{display:none;width:44px;height:44px;border:1px solid var(--rule);background:#fff;border-radius:12px;cursor:pointer;padding:0;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.nav-toggle span{display:block;width:18px;height:1.6px;background:var(--navy);transition:transform .25s, opacity .25s}
.nav-open .nav-toggle span:nth-child(1){transform:translateY(6.6px) rotate(45deg)}
.nav-open .nav-toggle span:nth-child(2){opacity:0}
.nav-open .nav-toggle span:nth-child(3){transform:translateY(-6.6px) rotate(-45deg)}
@media(max-width:1000px){
	.head-in{height:66px;gap:1rem}
	.head-cta{margin-left:auto}
	.nav-toggle{display:flex}
	.nav{position:fixed;left:0;right:0;top:var(--navtop,104px);bottom:0;margin:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:1rem var(--gutter) 2rem;border-top:1px solid var(--rule);transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity .2s, transform .2s, visibility .2s;overflow:auto}
	.nav-open .nav{opacity:1;visibility:visible;transform:none}
	.nav a{font-size:1.15rem;padding:1rem .25rem;border-radius:0;border-bottom:1px solid var(--rule)}
	.nav a:hover{background:transparent}
	.nav-cta-mobile{display:flex;margin-top:1.4rem;justify-content:center;background:var(--blue);color:#fff!important;border-radius:999px!important;border:0!important;font-weight:600}
	.nav-open{overflow:hidden}
}
@media(max-width:560px){.brand-logo{height:34px}.brand-txt{font-size:.88rem}.head-cta .btn{display:none}}

/* =========================================================================
   4. SECTIONS
   ========================================================================= */
.sec{padding:clamp(4.5rem,9vw,7.5rem) 0}
.sec--ivory{background:var(--ivory)}
.sec--navy{background:var(--navy);color:rgba(255,255,255,.78)}
.sec--navy h2,.sec--navy h3{color:#fff}
.sec--navy .sec-sub{color:rgba(255,255,255,.7)}
.sec-head{max-width:720px;margin-bottom:clamp(2.4rem,5vw,3.6rem)}
.sec-head h2{margin-bottom:.35em}
.sec-head--split{max-width:none;display:grid;grid-template-columns:1.1fr .9fr;gap:2rem 4rem;align-items:end}
.sec-head--split h2{margin-bottom:0}
.sec-head--split .sec-sub{margin:0}
@media(max-width:860px){.sec-head--split{grid-template-columns:1fr}}
.sec-sub,.mx-sub{font-size:1.1rem;color:var(--ink-2);line-height:1.6;max-width:62ch}
.center-cta{display:flex;flex-direction:column;align-items:center;gap:.8rem;margin-top:3rem;text-align:center}
.center-note{font-size:.85rem;color:var(--ink-3)}

/* =========================================================================
   5. HERO
   ========================================================================= */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden;padding:clamp(4rem,8vw,6.5rem) 0 clamp(4.5rem,9vw,7rem)}
.hero-bg{position:absolute;inset:0;pointer-events:none;
	background:
		radial-gradient(900px 500px at 85% 15%, rgba(37,99,235,.42), transparent 60%),
		radial-gradient(700px 500px at 0% 100%, rgba(29,79,216,.28), transparent 60%),
		linear-gradient(180deg, #0B1B3F 0%, #0A1836 100%)}
.hero-bg::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px),linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 70% 70% at 60% 40%, #000 30%, transparent 75%);-webkit-mask-image:radial-gradient(ellipse 70% 70% at 60% 40%, #000 30%, transparent 75%)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.12fr .88fr;gap:clamp(2.5rem,6vw,5rem);align-items:center}
.hero h1{color:#fff;margin-bottom:.45em;font-weight:450}
.hero h1 em{display:block;font-style:italic;font-weight:400;color:var(--sky)}
.hero .lead{font-size:clamp(1.05rem,1.5vw,1.2rem);color:rgba(255,255,255,.78);max-width:56ch;margin-bottom:2.1rem}
.hero-btns{display:flex;gap:.8rem;flex-wrap:wrap}
.hero-points{list-style:none;padding:0;margin:2rem 0 0;display:flex;flex-wrap:wrap;gap:.6rem 1.6rem;font-size:.9rem;color:rgba(255,255,255,.66)}
.hero-points li{display:flex;align-items:center;gap:.5rem}
.hero-points li::before{content:"";width:16px;height:16px;border-radius:50%;background:rgba(74,222,128,.16) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='m4.5 8.2 2.2 2.2 4.8-4.8' fill='none' stroke='%234ADE80' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
@media(max-width:960px){.hero-grid{grid-template-columns:1fr}.hero-card{max-width:520px}}

/* Report card */
.hero-card{background:#fff;color:var(--ink);border-radius:var(--r-xl);padding:1.6rem 1.6rem 1.4rem;box-shadow:var(--shadow-3);position:relative;transform:rotate(-.4deg)}
.hero-card::before{content:"";position:absolute;inset:-1px;border-radius:inherit;padding:1px;background:linear-gradient(140deg, rgba(157,192,255,.9), rgba(255,255,255,0) 40%);-webkit-mask:linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.hc-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.2rem}
.hc-title{font-weight:650;color:var(--navy);font-size:.95rem}
.hc-tag{font-size:.68rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3);background:var(--ivory);border:1px solid var(--rule);padding:.32em .7em;border-radius:999px}
.hc-score{display:flex;align-items:center;gap:1.2rem;padding:1.1rem;background:var(--ivory);border-radius:var(--r-lg);margin-bottom:1.2rem}
.hc-dial{position:relative;width:104px;height:104px;flex:0 0 auto}
.hc-dial svg{width:100%;height:100%;transform:rotate(-90deg)}
.dial-track{fill:none;stroke:var(--ivory-2);stroke-width:10}
.dial-fill{fill:none;stroke:var(--blue);stroke-width:10;stroke-linecap:round;stroke-dasharray:314.16;stroke-dashoffset:calc(314.16 - (314.16 * var(--p) / 100));animation:dial 1.4s cubic-bezier(.2,.7,.2,1) both .3s}
@keyframes dial{from{stroke-dashoffset:314.16}}
.hc-num{position:absolute;inset:0;display:flex;align-items:baseline;justify-content:center;padding-top:34px}
.hc-num b{font-family:var(--serif);font-size:2.3rem;font-weight:500;color:var(--navy);line-height:1}
.hc-num span{font-size:.8rem;color:var(--ink-3);margin-left:2px}
.hc-band-k{display:block;font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3);font-weight:650;margin-bottom:.3rem}
.hc-band-v{display:block;font-weight:600;color:var(--navy);line-height:1.35}
.hc-bars{list-style:none;margin:0 0 1.1rem;padding:0;display:grid;gap:.7rem}
.hc-bars li{display:grid;grid-template-columns:9.5rem 1fr 2rem;align-items:center;gap:.8rem;font-size:.86rem}
.hc-bar-l{color:var(--ink-2);font-weight:500}
.hc-bar{height:8px;background:var(--ivory-2);border-radius:999px;overflow:hidden}
.hc-bar i{display:block;height:100%;border-radius:inherit;animation:bar 1.2s cubic-bezier(.2,.7,.2,1) both .5s;transform-origin:left}
@keyframes bar{from{transform:scaleX(0)}}
.hc-bar i.is-good{background:linear-gradient(90deg,#16A34A,#22C55E)}
.hc-bar i.is-mid{background:linear-gradient(90deg,var(--blue),#3B82F6)}
.hc-bar i.is-warn{background:linear-gradient(90deg,#EA580C,#F59E0B)}
.hc-bar-v{text-align:right;font-weight:650;color:var(--navy);font-variant-numeric:tabular-nums}
.hc-flag{display:flex;gap:.7rem;align-items:flex-start;padding:.85rem 1rem;border-radius:var(--r);background:var(--warn-bg);border:1px solid #F8D9C5}
.hc-flag-k{flex:0 0 auto;font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--warn);background:#fff;border-radius:6px;padding:.25em .5em;margin-top:.1rem}
.hc-flag-v{font-size:.88rem;color:#7C2D12;font-weight:500;line-height:1.4}
@media(max-width:480px){.hc-bars li{grid-template-columns:7.2rem 1fr 1.8rem;font-size:.8rem}.hc-score{flex-direction:column;text-align:center}.hero-card{padding:1.2rem;transform:none}}
@media (prefers-reduced-motion:reduce){.dial-fill,.hc-bar i{animation:none}html{scroll-behavior:auto}}

/* =========================================================================
   6. TRUST BAR
   ========================================================================= */
.trustbar{border-bottom:1px solid var(--rule);background:#fff}
.trustbar-in{display:grid;grid-template-columns:repeat(4,1fr)}
.trustbar-in>div{padding:1.6rem 1.4rem;border-left:1px solid var(--rule);display:flex;flex-direction:column;gap:.15rem}
.trustbar-in>div:first-child{border-left:0;padding-left:0}
.trustbar span{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;font-weight:650;color:var(--ink-3)}
.trustbar b{color:var(--navy);font-weight:650;font-size:.98rem;line-height:1.3}
.trustbar small{color:var(--ink-3);font-size:.82rem}
@media(max-width:900px){.trustbar-in{grid-template-columns:1fr 1fr}.trustbar-in>div:nth-child(3){border-left:0;padding-left:0}.trustbar-in>div:nth-child(n+3){border-top:1px solid var(--rule)}}
@media(max-width:520px){.trustbar-in{grid-template-columns:1fr}.trustbar-in>div{border-left:0;padding-left:0;padding-right:0}.trustbar-in>div+div{border-top:1px solid var(--rule)}}

/* =========================================================================
   7. HOMEPAGE BLOCKS
   ========================================================================= */
/* Compare */
.compare{display:grid;grid-template-columns:1fr auto 1fr;gap:1.5rem;align-items:stretch}
.compare-col{border-radius:var(--r-xl);padding:2rem 2rem 1.6rem}
.compare-col--old{background:var(--ivory);border:1px solid var(--rule)}
.compare-col--new{background:var(--navy);color:#fff;box-shadow:var(--shadow-2)}
.compare-tag{display:inline-block;font-size:.72rem;font-weight:650;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1.4rem;color:var(--ink-3)}
.compare-col--new .compare-tag{color:var(--sky)}
.compare ol{list-style:none;margin:0;padding:0;counter-reset:c}
.compare li{counter-increment:c;position:relative;padding:0 0 1.3rem 3rem}
.compare li:last-child{padding-bottom:0}
.compare li::before{content:counter(c);position:absolute;left:0;top:-.1rem;width:2rem;height:2rem;border-radius:50%;display:grid;place-items:center;font-size:.85rem;font-weight:650;border:1px solid var(--rule-2);color:var(--ink-3)}
.compare-col--new li::before{border-color:rgba(157,192,255,.4);color:var(--sky);background:rgba(37,99,235,.18)}
.compare li b{display:block;font-size:1.08rem;color:var(--navy);font-weight:650}
.compare-col--new li b{color:#fff}
.compare li span{display:block;font-size:.95rem;color:var(--ink-3)}
.compare-col--new li span{color:rgba(255,255,255,.66)}
.compare-col--old li b{color:var(--ink-2);text-decoration:line-through;text-decoration-color:rgba(106,115,134,.45);text-decoration-thickness:1.5px}
.compare-arrow{align-self:center;font-size:1.6rem;color:var(--blue);width:3rem;height:3rem;display:grid;place-items:center;border-radius:50%;background:var(--blue-soft)}
@media(max-width:860px){.compare{grid-template-columns:1fr}.compare-arrow{justify-self:center;transform:rotate(90deg)}}

/* Pillars */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.pillar{position:relative;background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.8rem 1.6rem 1.6rem;transition:transform .25s, box-shadow .25s, border-color .25s}
.pillar:hover{transform:translateY(-3px);box-shadow:var(--shadow-2);border-color:transparent}
.pillar-ico{display:grid;place-items:center;width:46px;height:46px;border-radius:12px;background:var(--blue-soft);color:var(--blue);margin-bottom:1.2rem}
.pillar-ico svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.pillar-n{position:absolute;top:1.6rem;right:1.6rem;font-family:var(--serif);font-size:1rem;color:var(--ink-3)}
.pillar h3{font-size:1.18rem;margin-bottom:.35rem}
.pillar p{margin:0;color:var(--ink-2);font-size:.97rem}
.pillar--cta{background:var(--blue);border-color:var(--blue);color:#fff;display:flex;flex-direction:column}
.pillar--cta .pillar-n{color:rgba(255,255,255,.75);font-family:var(--sans)}
.pillar--cta h3{color:#fff;margin-top:auto;font-family:var(--serif);font-weight:500;font-size:1.6rem}
.pillar--cta p{color:rgba(255,255,255,.82)}
.pillar-go{margin-top:1.2rem;font-weight:600}
.pillar--cta:hover{color:#fff;background:var(--blue-2)}
@media(max-width:960px){.pillars{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.pillars{grid-template-columns:1fr}.pillar--cta h3{margin-top:1.4rem}}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--rule)}
.step{padding:2rem 2rem 0 0;position:relative}
.step+.step{padding-left:2rem;border-left:1px solid var(--rule)}
.step-n{display:block;font-family:var(--serif);font-size:3.2rem;line-height:1;color:var(--blue);margin-bottom:1rem;font-weight:400}
.step h3{font-size:1.25rem}
.step p{color:var(--ink-2);margin:0}
@media(max-width:820px){.steps{grid-template-columns:1fr}.step,.step+.step{padding:1.8rem 0;border-left:0;border-bottom:1px solid var(--rule)}}

/* Stages */
.stages{background:#fff;border:1px solid var(--rule);border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--shadow-1)}
.stages-tabs{display:grid;grid-template-columns:repeat(4,1fr);border-bottom:1px solid var(--rule)}
.stage-tab{background:transparent;border:0;border-left:1px solid var(--rule);padding:1.3rem 1.4rem;text-align:left;cursor:pointer;font-family:inherit;display:flex;flex-direction:column;gap:.15rem;position:relative;transition:background .2s}
.stage-tab:first-child{border-left:0}
.stage-tab:hover{background:var(--ivory)}
.stage-tab .age{font-family:var(--serif);font-size:1.5rem;color:var(--navy);line-height:1.1}
.stage-tab .lbl{font-size:.85rem;color:var(--ink-3);font-weight:500}
.stage-tab.active{background:var(--navy)}
.stage-tab.active .age{color:#fff}
.stage-tab.active .lbl{color:var(--sky)}
.stage-panel{display:grid;grid-template-columns:.9fr 1.1fr;gap:3rem;padding:2.4rem 2.4rem 2.6rem}
.stage-lead h3{font-family:var(--serif);font-weight:500;font-size:clamp(1.4rem,2.4vw,1.85rem);line-height:1.25;margin:0}
.stage-cols{display:grid;grid-template-columns:1fr 1fr;gap:2rem}
.stage-cols h5{margin-bottom:.9rem}
.stage-cols ul{list-style:none;margin:0;padding:0}
.stage-cols li{padding:.55rem 0 .55rem 1.6rem;border-bottom:1px solid var(--ivory-2);position:relative;color:var(--ink-2);font-size:.97rem}
.stage-cols li::before{content:"";position:absolute;left:0;top:1.05rem;width:8px;height:8px;border-radius:2px;background:var(--blue);transform:rotate(45deg)}
@media(max-width:900px){.stage-panel{grid-template-columns:1fr;gap:1.8rem;padding:1.8rem 1.4rem}}
@media(max-width:640px){.stages-tabs{grid-template-columns:1fr 1fr}.stage-tab:nth-child(3){border-left:0}.stage-tab:nth-child(n+3){border-top:1px solid var(--rule)}.stage-cols{grid-template-columns:1fr}}

/* Asset list */
.asset-list{border-top:1px solid var(--navy)}
.asset-row{display:grid;grid-template-columns:4rem 10rem 1fr 3rem;gap:1.4rem;align-items:center;padding:1.6rem 0;border-bottom:1px solid var(--rule);color:var(--ink);transition:padding .25s, background .25s}
.asset-row .idx{font-family:var(--serif);font-size:1.4rem;color:var(--ink-3)}
.asset-cat{font-size:.72rem;font-weight:650;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.asset-main b{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(1.3rem,2.2vw,1.7rem);color:var(--navy);line-height:1.2}
.asset-main span{display:block;color:var(--ink-3);font-size:.97rem;margin-top:.2rem}
.asset-go{justify-self:end;width:2.6rem;height:2.6rem;border-radius:50%;border:1px solid var(--rule-2);display:grid;place-items:center;color:var(--navy);transition:all .25s}
.asset-row:hover{color:var(--ink);padding-left:1rem;padding-right:1rem;background:var(--ivory)}
.asset-row:hover .asset-go{background:var(--blue);border-color:var(--blue);color:#fff;transform:translateX(3px)}
@media(max-width:760px){.asset-row{grid-template-columns:2.6rem 1fr 2.4rem;gap:.4rem 1rem}.asset-cat{grid-column:2;grid-row:1}.asset-main{grid-column:2;grid-row:2}.asset-row .idx{grid-row:1/3}.asset-go{grid-column:3;grid-row:1/3}}

/* Won't */
.wont{display:grid;grid-template-columns:1fr 1fr;gap:0;border-top:1px solid rgba(255,255,255,.14)}
.wont-item{padding:2.2rem 2.4rem 2.2rem 0;border-bottom:1px solid rgba(255,255,255,.14)}
.wont-item:nth-child(even){padding-left:2.4rem;padding-right:0;border-left:1px solid rgba(255,255,255,.14)}
.wont-n{display:block;font-size:.78rem;letter-spacing:.14em;color:var(--sky);font-weight:650;margin-bottom:.9rem}
.wont-item h3{font-family:var(--serif);font-weight:500;font-size:clamp(1.3rem,2.2vw,1.65rem);line-height:1.25;margin-bottom:.6rem}
.wont-item p{margin:0;color:rgba(255,255,255,.7)}
@media(max-width:760px){.wont{grid-template-columns:1fr}.wont-item,.wont-item:nth-child(even){padding:1.8rem 0;border-left:0}}

/* Duo */
.duo{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.duo-card{position:relative;overflow:hidden;border-radius:var(--r-xl);padding:2.4rem;border:1px solid var(--rule);background:#fff;color:var(--ink);display:flex;flex-direction:column}
.duo-card h3{font-family:var(--serif);font-weight:500;font-size:clamp(1.6rem,2.6vw,2.1rem);line-height:1.2}
.duo-card p{color:var(--ink-2);max-width:42ch}
.duo-card--calc{background:var(--blue-soft);border-color:#D6E1FC;transition:transform .25s, box-shadow .25s}
.duo-card--calc:hover{color:var(--ink);transform:translateY(-3px);box-shadow:var(--shadow-2)}
.duo-go{margin-top:auto;padding-top:1rem;font-weight:600;color:var(--blue);position:relative;z-index:1}
.duo-art{position:absolute;right:-6px;bottom:-4px;width:58%;opacity:.9}
.duo-art path{fill:none;stroke:var(--blue);stroke-width:2.2;stroke-linecap:round}
.duo-art .base{stroke:#C9D7FA;stroke-width:1}
.talk-links{display:grid;gap:.6rem;margin-top:.6rem}
.talk-links a{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:.95rem 1.1rem;border:1px solid var(--rule);border-radius:var(--r);color:var(--navy);font-weight:600;transition:border-color .2s, background .2s}
.talk-links a span{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);font-weight:650}
.talk-links a:hover{border-color:var(--navy);background:var(--ivory);color:var(--navy)}
@media(max-width:860px){.duo{grid-template-columns:1fr}.duo-card{padding:1.8rem}.talk-links a{flex-direction:column;align-items:flex-start;gap:.15rem;word-break:break-word}}

/* Enquiry */
.enquiry{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(2rem,6vw,5rem);align-items:start}
.enquiry-form{background:#fff;border:1px solid var(--rule);border-radius:var(--r-xl);padding:clamp(1.4rem,3vw,2.4rem);box-shadow:var(--shadow-1)}
.next-steps{list-style:none;margin:2rem 0 0;padding:0;counter-reset:n}
.next-steps li{counter-increment:n;position:relative;padding:0 0 1.4rem 3.2rem}
.next-steps li::before{content:counter(n);position:absolute;left:0;top:0;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:650;font-size:.9rem}
.next-steps li::after{content:"";position:absolute;left:1.1rem;top:2.4rem;bottom:.3rem;width:1px;background:var(--rule-2)}
.next-steps li:last-child::after{display:none}
.next-steps b{display:block;color:var(--navy)}
.next-steps span{color:var(--ink-3);font-size:.95rem}
@media(max-width:900px){.enquiry{grid-template-columns:1fr}}

/* =========================================================================
   8. FORM
   ========================================================================= */
.mx-form{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1rem;max-width:none}
.mx-form>div{grid-column:1/-1}
.mx-form>div:nth-of-type(1),.mx-form>div:nth-of-type(2){grid-column:auto}
.mx-form label{font-weight:600;color:var(--navy);font-size:.88rem;display:block;margin-bottom:.4rem}
.mx-form select,.mx-form input[type=text],.mx-form input[type=email],.mx-form input[type=tel],.mx-form textarea{width:100%;padding:.85em 1em;border:1px solid var(--rule-2);border-radius:var(--r);font-family:inherit;font-size:1rem;background:#fff;color:var(--ink);transition:border-color .2s, box-shadow .2s;appearance:none;-webkit-appearance:none}
.mx-form select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='m1 1.5 5 5 5-5' fill='none' stroke='%230B1B3F' stroke-width='1.6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1em center;background-size:12px;padding-right:2.6em}
.mx-form select:focus,.mx-form input:focus,.mx-form textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(37,99,235,.14)}
.mx-agegroup{display:flex;gap:.5rem;flex-wrap:wrap}
.mx-agegroup label{display:flex;align-items:center;gap:.45rem;border:1px solid var(--rule-2);border-radius:999px;padding:.55em 1.05em;cursor:pointer;font-weight:500;color:var(--ink-2);margin:0;transition:border-color .2s, background .2s}
.mx-agegroup label:hover{border-color:var(--navy)}
.mx-agegroup label:has(input:checked){border-color:var(--blue);background:var(--blue-soft);color:var(--navy)}
.mx-agegroup input{accent-color:var(--blue);margin:0}
.mx-consent{grid-column:1/-1;display:flex!important;gap:.7rem;align-items:flex-start;font-size:.9rem!important;color:var(--ink-2)!important;font-weight:400!important;line-height:1.5}
.mx-consent input{width:18px;height:18px;margin:.15rem 0 0;accent-color:var(--blue);flex:0 0 auto}
.mx-form .mx-note{grid-column:1/-1;margin:0}
.mx-form .mx-btn{width:100%}
.mx-thanks,.mx-err{padding:1rem 1.2rem;border-radius:var(--r);margin-bottom:1.2rem;font-weight:500}
.mx-thanks{background:var(--good-bg);border:1px solid #BFE3CB;color:#14532D}
.mx-err{background:#FDECEC;border:1px solid #F5C2C2;color:#7F1D1D}
@media(max-width:560px){.mx-form{grid-template-columns:1fr}.mx-form>div:nth-of-type(1),.mx-form>div:nth-of-type(2){grid-column:1/-1}}

/* =========================================================================
   9. INNER PAGES
   ========================================================================= */
.pagehead{position:relative;background:var(--navy);color:#fff;padding:clamp(3rem,7vw,5.2rem) 0 clamp(3rem,6vw,4.4rem);overflow:hidden}
.pagehead-bg{position:absolute;inset:0;background:radial-gradient(700px 380px at 90% 0%, rgba(37,99,235,.42), transparent 60%),linear-gradient(180deg,#0B1B3F,#0A1836)}
.pagehead-bg::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px),linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 60% 90% at 85% 10%, #000 20%, transparent 70%);-webkit-mask-image:radial-gradient(ellipse 60% 90% at 85% 10%, #000 20%, transparent 70%)}
.pagehead .wrap{position:relative}
.pagehead h1{color:#fff;font-weight:450;max-width:20ch;margin:0;font-size:clamp(2.2rem,4.6vw,3.7rem)}
.pagehead .mx-sub{color:rgba(255,255,255,.75);margin:1.1rem 0 0}
.pagehead .kicker{margin-bottom:.8rem}
.crumb{font-size:.84rem;color:rgba(255,255,255,.55);margin-bottom:1.6rem}
.crumb a{color:rgba(255,255,255,.75)}
.crumb a:hover{color:#fff}

.page-body{padding-bottom:clamp(3rem,7vw,5rem)}
.mx-doc{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.mx-phead{display:flex;flex-wrap:wrap;gap:.5rem;padding-top:2.4rem}
.mx-pill{display:inline-flex;align-items:center;font-size:.72rem;font-weight:650;letter-spacing:.1em;text-transform:uppercase;padding:.45em .9em;border-radius:999px;border:1px solid var(--rule-2);color:var(--ink-2);background:#fff}
.mx-pill-cat{background:var(--blue-soft);border-color:#D6E1FC;color:var(--blue-2)}
.mx-pill-elig{background:var(--warn-bg);border-color:#F8D9C5;color:var(--warn)}
.mx-lede{padding:2.2rem 0 1rem;max-width:62ch}
.mx-phead+.mx-lede{padding-top:1.4rem}
.mx-lede p{font-family:var(--serif);font-size:clamp(1.3rem,2.3vw,1.7rem);line-height:1.45;color:var(--navy);font-weight:400;margin:0}
.mx-lede p+p{display:none} /* legacy "Ask about this / Read the risks first" remnant in two insurance pages */

.mx-sec{padding:clamp(2.8rem,6vw,4.4rem) 0;border-top:1px solid var(--rule)}
.mx-lede+.mx-sec,.mx-phead+.mx-sec{border-top:0}
.mx-h2{font-size:clamp(1.65rem,3vw,2.3rem);margin-bottom:1.6rem;max-width:26ch}
.mx-sec>.mx-sub{margin:-.8rem 0 1.8rem}
.mx-note{font-size:.88rem;color:var(--ink-3)}

/* Why cards */
.mx-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}
.mx-card{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.7rem 1.7rem 1.5rem;position:relative}
.mx-num{display:block;font-family:var(--serif);font-size:1.6rem;color:var(--blue);line-height:1;margin-bottom:1rem}
.mx-card h3{font-size:1.12rem;margin-bottom:.4rem}
.mx-card p{margin:0;color:var(--ink-2);font-size:.98rem}
@media(max-width:700px){.mx-cards{grid-template-columns:1fr}}

/* Suits */
.mx-two{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.mx-fbox{border-radius:var(--r-lg);padding:1.8rem;border:1px solid var(--rule)}
.mx-yes{background:var(--good-bg);border-color:#CBE8D5}
.mx-no{background:var(--ivory);border-color:var(--rule)}
.mx-fbox h4{display:flex;align-items:center;gap:.6rem;font-size:1.05rem;margin-bottom:1rem}
.mx-tick,.mx-cross{display:grid;place-items:center;width:26px;height:26px;border-radius:50%;font-size:.85rem;color:#fff}
.mx-tick{background:var(--good)}
.mx-cross{background:var(--ink-3)}
.mx-fbox ul{margin:0;padding:0;list-style:none}
.mx-fbox li{padding:.6rem 0;border-top:1px solid rgba(11,27,63,.07);color:var(--ink-2);font-size:.97rem}
.mx-fbox li:first-child{border-top:0}
@media(max-width:760px){.mx-two{grid-template-columns:1fr}}

/* Stages (inner) */
.mx-stages{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;background:#fff}
.mx-stage{padding:1.5rem 1.4rem;border-left:1px solid var(--rule)}
.mx-stage:first-child{border-left:0}
.mx-age{display:block;font-family:var(--serif);font-size:1.45rem;color:var(--navy);line-height:1.1}
.mx-stage b{display:block;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin:.3rem 0 .7rem;font-weight:650}
.mx-stage p{margin:0;font-size:.94rem;color:var(--ink-2)}
@media(max-width:900px){.mx-stages{grid-template-columns:1fr 1fr}.mx-stage:nth-child(3){border-left:0}.mx-stage:nth-child(n+3){border-top:1px solid var(--rule)}}
@media(max-width:520px){.mx-stages{grid-template-columns:1fr}.mx-stage{border-left:0!important}.mx-stage+.mx-stage{border-top:1px solid var(--rule)}}

/* Steps (inner) */
.mx-steplist{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}
.mx-steplist li{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.4rem 1.3rem;display:flex;flex-direction:column;gap:.8rem}
.mx-stepn{width:2.2rem;height:2.2rem;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:.82rem;font-weight:650}
.mx-steplist b{display:block;color:var(--navy);margin-bottom:.3rem;line-height:1.3}
.mx-steplist p{margin:0;font-size:.92rem;color:var(--ink-2)}
@media(max-width:1000px){.mx-steplist{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.mx-steplist{grid-template-columns:1fr}.mx-steplist li{flex-direction:row;align-items:flex-start}.mx-stepn{flex:0 0 auto}}

/* Watch */
.mx-watch{background:linear-gradient(var(--ivory),var(--ivory)) center/100vw 100% no-repeat;box-shadow:0 0 0 100vmax var(--ivory);clip-path:inset(0 -100vmax)}
.mx-watchlist{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.mx-witem{background:#fff;border:1px solid var(--rule);border-left:3px solid var(--warn);border-radius:var(--r);padding:1.3rem 1.4rem}
.mx-witem b{display:block;color:var(--navy);margin-bottom:.35rem}
.mx-witem p{margin:0;color:var(--ink-2);font-size:.95rem}
@media(max-width:760px){.mx-watchlist{grid-template-columns:1fr}}

/* FAQ */
.mx-faqlist{border-top:1px solid var(--rule)}
.mx-faqlist details{border-bottom:1px solid var(--rule)}
.mx-faqlist summary{list-style:none;cursor:pointer;padding:1.3rem 3rem 1.3rem 0;font-weight:600;color:var(--navy);font-size:1.06rem;position:relative}
.mx-faqlist summary::-webkit-details-marker{display:none}
.mx-faqlist summary::after{content:"";position:absolute;right:.4rem;top:50%;width:12px;height:12px;border-right:1.6px solid var(--navy);border-bottom:1.6px solid var(--navy);transform:translateY(-70%) rotate(45deg);transition:transform .25s}
.mx-faqlist details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.mx-faqlist details p{margin:0 0 1.4rem;color:var(--ink-2);max-width:75ch}

/* Enquire (inner) */
.mx-enquire{background:var(--navy);color:rgba(255,255,255,.78);border-radius:var(--r-xl);padding:clamp(1.8rem,4vw,3rem);margin-top:clamp(2.8rem,6vw,4.4rem);border-top:0!important;display:grid;grid-template-columns:.9fr 1.1fr;gap:1rem 3rem;align-items:start}
.mx-enquire .mx-kick{color:var(--sky);grid-column:1}
.mx-enquire .mx-h2{color:#fff;grid-column:1;margin-bottom:.6rem}
.mx-enquire>p{grid-column:1;margin:0}
.mx-enquire .mx-form{grid-column:2;grid-row:1/span 4;background:#fff;border-radius:var(--r-lg);padding:1.6rem;color:var(--ink)}
.mx-enquire .mx-thanks,.mx-enquire .mx-err{grid-column:1/-1}
@media(max-width:900px){.mx-enquire{grid-template-columns:1fr}.mx-enquire .mx-form{grid-column:1;grid-row:auto}}

/* Link cards (overview pages) */
.mx-catgroup{padding-top:2.6rem;padding-bottom:2.6rem}
.mx-catgroup>.mx-kick{margin-bottom:.3rem}
.mx-catgroup>.mx-sub{margin:0 0 1.3rem;font-size:1rem}
.mx-linkgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.mx-linkcard{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.5rem 1.5rem 3.4rem;color:var(--ink);transition:transform .25s, box-shadow .25s, border-color .25s}
.mx-linkcard:hover{transform:translateY(-3px);box-shadow:var(--shadow-2);border-color:transparent;color:var(--ink)}
.mx-linkcard .mx-kick{font-size:.68rem;margin-bottom:.6rem}
.mx-linkcard b{font-family:var(--serif);font-weight:500;font-size:1.35rem;color:var(--navy);line-height:1.2;margin-bottom:.5rem}
.mx-linkcard p{margin:0;color:var(--ink-3);font-size:.94rem}
.mx-arrow{position:absolute;left:1.5rem;bottom:1.2rem;width:2rem;height:2rem;border-radius:50%;border:1px solid var(--rule-2);display:grid;place-items:center;color:var(--navy);font-size:.9rem;transition:all .25s}
.mx-linkcard:hover .mx-arrow{background:var(--blue);border-color:var(--blue);color:#fff}
@media(max-width:960px){.mx-linkgrid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.mx-linkgrid{grid-template-columns:1fr}}
.mx-cta-in{text-align:center;background:var(--ivory);border:1px solid var(--rule)!important;border-radius:var(--r-xl);padding:3rem 1.6rem;margin-top:2rem}
.mx-cta-in .mx-h2{margin:0 auto .6rem}
.mx-cta-in p{color:var(--ink-2);max-width:56ch;margin:0 auto 1.4rem}

/* About */
.mx-statgrid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;background:#fff}
.mx-stat{padding:1.6rem 1.4rem;border-left:1px solid var(--rule)}
.mx-stat:first-child{border-left:0}
.mx-stat b{display:block;font-family:var(--serif);font-weight:400;font-size:3rem;line-height:1;color:var(--blue)}
.mx-stat span{display:block;color:var(--ink-2);font-size:.92rem;margin-top:.5rem}
@media(max-width:820px){.mx-statgrid{grid-template-columns:1fr 1fr}.mx-stat:nth-child(3){border-left:0}.mx-stat:nth-child(n+3){border-top:1px solid var(--rule)}}
.mx-wontgrid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.mx-wontcard{background:var(--navy);color:rgba(255,255,255,.75);border-radius:var(--r-lg);padding:1.7rem}
.mx-wontcard h3{color:#fff;font-family:var(--serif);font-weight:500;font-size:1.3rem;line-height:1.25}
.mx-wontcard p{margin:0}
@media(max-width:700px){.mx-wontgrid{grid-template-columns:1fr}}
.mx-tablewrap{overflow-x:auto;border:1px solid var(--rule);border-radius:var(--r-lg);background:#fff}
.mx-table{width:100%;border-collapse:collapse;min-width:680px;font-size:.95rem}
.mx-table th,.mx-table td{padding:1rem 1.2rem;text-align:left;border-bottom:1px solid var(--rule);vertical-align:top}
.mx-table thead th{background:var(--ivory);color:var(--navy);font-weight:650;font-size:.88rem}
.mx-table thead th:nth-child(2){background:var(--navy);color:#fff}
.mx-table td:first-child{font-weight:600;color:var(--navy)}
.mx-table td:nth-child(2){background:var(--blue-soft);color:var(--navy);font-weight:500}
.mx-table tr:last-child td{border-bottom:0}
.mx-compare .mx-note{margin-top:1rem}

/* Legal */
.mx-reggrid{border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;background:#fff}
.mx-regrow{display:grid;grid-template-columns:14rem 1fr;gap:1rem;padding:1rem 1.4rem;border-top:1px solid var(--rule)}
.mx-regrow:first-child{border-top:0}
.mx-regrow span{color:var(--ink-3);font-size:.92rem}
.mx-regrow b{color:var(--navy);font-weight:600;word-break:break-word}
@media(max-width:560px){.mx-regrow{grid-template-columns:1fr;gap:.1rem}}

/* Contact */
.mx-contactgrid{display:grid;grid-template-columns:1.3fr .7fr;gap:2rem;padding:3rem 0 1rem;align-items:start}
.mx-contactgrid>div:first-child{background:#fff;border:1px solid var(--rule);border-radius:var(--r-xl);padding:clamp(1.4rem,3vw,2.4rem);box-shadow:var(--shadow-1)}
.mx-contactgrid aside{display:grid;gap:1rem}
.mx-contactcard{background:var(--ivory);border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.5rem}
.mx-contactcard a{font-weight:600;color:var(--navy);line-height:2}
.mx-otag{font-size:.72rem;font-weight:650;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
@media(max-width:860px){.mx-contactgrid{grid-template-columns:1fr}}

/* Calculators */
.calc-wrap{padding:3rem 0 1rem}
.calc-tabs{display:inline-flex;gap:.3rem;padding:.3rem;background:var(--ivory);border:1px solid var(--rule);border-radius:999px;margin-bottom:1.6rem;flex-wrap:wrap}
.calc-tab{background:transparent;border:0;border-radius:999px;padding:.7em 1.4em;font-weight:600;cursor:pointer;color:var(--ink-2);font-family:inherit;font-size:.95rem}
.calc-tab.active{background:var(--navy);color:#fff}
.calc-panel{display:none}
.calc-panel.active{display:grid;grid-template-columns:1.1fr .9fr;gap:1.2rem;align-items:stretch}
@media(max-width:820px){.calc-panel.active{grid-template-columns:1fr}}
.calc-controls{display:grid;gap:1.7rem;background:#fff;border:1px solid var(--rule);border-radius:var(--r-xl);padding:2rem}
.calc-field label{display:flex;justify-content:space-between;gap:1rem;font-weight:600;color:var(--navy);margin-bottom:.7rem}
.calc-field .val{font-family:var(--serif);font-weight:500;color:var(--blue);font-size:1.15rem}
.calc-field input[type=range]{width:100%;accent-color:var(--blue);height:6px}
.calc-result{position:relative;overflow:hidden;background:var(--navy);color:#fff;border-radius:var(--r-xl);padding:2.2rem;display:flex;flex-direction:column;justify-content:center;text-align:left}
.calc-result::before{content:"";position:absolute;inset:0;background:radial-gradient(400px 260px at 100% 0%, rgba(37,99,235,.45), transparent 60%);pointer-events:none}
.calc-result>*{position:relative}
.calc-result .rk{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--sky);font-weight:650}
.calc-result .rv{font-family:var(--serif);font-weight:450;font-size:clamp(2.4rem,5vw,3.4rem);line-height:1.05;margin:.5rem 0 0}
.calc-split{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:1.8rem;border-top:1px solid rgba(255,255,255,.15);padding-top:1.4rem}
.calc-split div span{display:block;font-size:.72rem;color:var(--sky);text-transform:uppercase;letter-spacing:.1em}
.calc-split div b{font-size:1.2rem;font-weight:600}
.calc-note{color:var(--ink-3);font-size:.86rem;margin-top:1.2rem}

/* =========================================================================
   10. FOOTER
   ========================================================================= */
.site-foot{background:#081530;color:rgba(255,255,255,.62);font-size:.92rem;padding-top:clamp(3.5rem,7vw,5rem)}
.site-foot a{color:rgba(255,255,255,.75)}
.site-foot a:hover{color:#fff}
.site-foot .btn-light,.site-foot .btn-light:hover{color:var(--navy)}
.foot-cta{display:flex;justify-content:space-between;align-items:flex-end;gap:2rem;flex-wrap:wrap;padding-bottom:clamp(2.6rem,5vw,3.6rem);border-bottom:1px solid rgba(255,255,255,.1)}
.foot-cta-h{font-family:var(--serif);font-weight:450;font-size:clamp(2rem,4.4vw,3.4rem);line-height:1.08;color:#fff;margin:0;letter-spacing:-.006em}
.foot-cta-h em{display:block;color:var(--sky);font-weight:400}
.foot-cta-btns{display:flex;gap:.8rem;flex-wrap:wrap}
.foot-top{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:2rem;padding:3rem 0 2.6rem}
.brand--footer .brand-logo{height:44px}
.brand--footer .brand-txt{color:#fff}
.brand--footer .brand-txt span{color:var(--sky)}
.foot-tag{margin:1.1rem 0 1rem;max-width:30ch;color:rgba(255,255,255,.62)}
.foot-contact{display:flex;flex-direction:column;gap:.15rem;margin-bottom:1.2rem}
.foot-contact a{color:#fff;font-weight:500}
.socials{display:flex;gap:.5rem}
.socials a{width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.18);display:grid;place-items:center;transition:background .2s, border-color .2s}
.socials a:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.4)}
.socials svg{width:17px;height:17px;fill:#fff}
.socials svg.ico-stroke{fill:none;stroke:#fff;stroke-width:1.7}
.socials svg.ico-stroke .dot{fill:#fff}
.foot-col h5{color:rgba(255,255,255,.45);margin-bottom:1rem}
.foot-col a{display:block;padding:.3rem 0}
@media(max-width:900px){.foot-top{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1/-1}}
.trust{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid rgba(255,255,255,.12);border-radius:var(--r-lg);overflow:hidden}
.trust-cell{padding:1.1rem 1.3rem;border-left:1px solid rgba(255,255,255,.12);display:flex;flex-direction:column;gap:.15rem}
.trust-cell:first-child{border-left:0}
.trust-k{font-size:.7rem;letter-spacing:.16em;font-weight:700;color:var(--sky)}
.trust-v{color:#fff;font-weight:500;word-break:break-word}
@media(max-width:760px){.trust{grid-template-columns:1fr}.trust-cell{border-left:0}.trust-cell+.trust-cell{border-top:1px solid rgba(255,255,255,.12)}}
.foot-legal{padding:2.2rem 0 1.6rem;font-size:.84rem;line-height:1.65;color:rgba(255,255,255,.55)}
.foot-legal strong{color:rgba(255,255,255,.85)}
.foot-legal details{margin:0 0 1.2rem}
.foot-legal summary{cursor:pointer;color:rgba(255,255,255,.75);font-weight:500}
.foot-legal details p{margin-top:.6rem}
.entity{padding-top:1.2rem;border-top:1px solid rgba(255,255,255,.08)}
.foot-bar{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding:1.4rem 0 2rem;border-top:1px solid rgba(255,255,255,.08);font-size:.84rem}
.foot-links{display:flex;gap:1.4rem;flex-wrap:wrap}

/* =========================================================================
   11. SMALL SCREENS
   ========================================================================= */
@media(max-width:560px){
	body{font-size:16px}
	.btn-lg{width:100%}
	.hero-btns,.foot-cta-btns{width:100%}
	.foot-cta-btns .btn{width:100%}
	.mx-fbox,.mx-card{padding:1.3rem}
	.duo-art{display:none}
}