/*
Theme Name: Multi Asset Capital 3.0.1
Theme URI: https://www.multiassetcapital.com
Author: Multi Asset Capital
Description: Full multi-page site for Multi Asset Capital IMF Pvt. Ltd. — AMFI registered mutual fund distributor (ARN-335329) and IRDAI registered Insurance Marketing Firm (IMF08190620240701). Product and service pages are generated from a content registry; all artwork is inline SVG, so no image files are required. Version number appears on the theme screenshot.
Version: 3.0.1
Requires at least: 6.0
Tested up to: 6.9
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: multiasset-v3-0-1
Tags: business, finance, custom-colors, multi-page
*/

:root{
  --red:#FF3131; --red-dk:#C71F26; --red-lt:#FFF1F1;
  --blue:#3871C1; --blue-dk:#1E4E93; --blue-lt:#E7EEF9;
  --ink:#0B1220; --ink-2:#4E5A72; --ink-3:#8792A6;
  --paper:#fff; --paper-2:#F5F7FB; --rule:#E4E8F0;
  --f:'Raleway',system-ui,sans-serif; --mono:'IBM Plex Mono',ui-monospace,monospace;
  --pad:clamp(20px,5vw,76px); --maxw:1200px;
  --r-sm:6px; --r-md:10px; --r-lg:16px;
  --sh-1:0 1px 2px rgba(11,18,32,.05), 0 2px 8px rgba(11,18,32,.04);
  --sh-2:0 2px 6px rgba(11,18,32,.06), 0 12px 28px rgba(11,18,32,.08);
  --sh-3:0 8px 20px rgba(11,18,32,.10), 0 28px 64px rgba(11,18,32,.14);
  --grad-blue:linear-gradient(135deg,#3871C1 0%,#1E4E93 100%);
  --grad-ink:linear-gradient(170deg,#101A30 0%,#0B1220 62%,#0D1B36 100%);
  --grad-wash:radial-gradient(1100px 520px at 82% -10%,rgba(56,113,193,.10),transparent 60%),radial-gradient(700px 420px at -8% 22%,rgba(255,49,49,.05),transparent 55%);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f);font-size:16.5px;line-height:1.66;-webkit-font-smoothing:antialiased}
.mac-wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--pad)}
h1,h2,h3,h4{font-weight:800;letter-spacing:-.025em;line-height:1.08;margin:0}
.mac-mono{font-family:var(--mono);font-size:.7rem;letter-spacing:.13em;text-transform:uppercase;font-weight:500}
a{color:inherit} img,svg{display:block;max-width:100%}
:focus-visible{outline:2.5px solid var(--blue);outline-offset:3px}
.mac-skip{position:absolute;left:-9999px}
.mac-skip:focus{left:12px;top:12px;background:var(--ink);color:#fff;padding:10px 16px;z-index:200;border-radius:3px}

/* header */
.mac-hdr{position:sticky;top:0;z-index:70;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--rule)}
.mac-nav{display:flex;align-items:center;gap:24px;height:72px}
.mac-brand{display:flex;align-items:center;gap:11px;text-decoration:none}
.mac-brand img{height:38px;width:auto}
.mac-brand b{font-weight:900;letter-spacing:-.03em;font-size:1rem;line-height:1}
.mac-brand i{display:block;font-family:var(--mono);font-style:normal;font-size:.55rem;letter-spacing:.2em;color:var(--ink-3);margin-top:3px}
.mac-nav ul{display:flex;gap:22px;list-style:none;margin:0 auto 0 12px;padding:0}
.mac-nav ul a{font-size:.86rem;font-weight:600;text-decoration:none;color:var(--ink-2)}
.mac-nav ul a:hover{color:var(--ink)}
.mac-b{font-weight:700;font-size:.84rem;text-decoration:none;padding:11px 19px;border-radius:var(--r-sm);border:1.5px solid transparent;cursor:pointer;transition:transform .16s,box-shadow .16s,background .16s,color .16s;display:inline-block;font-family:var(--f);letter-spacing:.01em}
.mac-b-ink{background:var(--grad-ink);color:#fff;border-color:transparent;box-shadow:var(--sh-1)}.mac-b-ink:hover{transform:translateY(-2px);box-shadow:var(--sh-2)}
.mac-b-blue{background:var(--grad-blue);color:#fff;border-color:transparent;box-shadow:0 4px 14px rgba(56,113,193,.32)}.mac-b-blue:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(56,113,193,.42)}
.mac-b-line{border-color:var(--rule);color:var(--ink);background:#fff;box-shadow:var(--sh-1)}.mac-b-line:hover{border-color:var(--ink);transform:translateY(-2px);box-shadow:var(--sh-2)}
.mac-b-wa{background:#1FA855;border-color:#1FA855;color:#fff}.mac-b-wa:hover{background:#178444}
.mac-b-big{padding:15px 28px;font-size:.95rem}
@media(max-width:1000px){.mac-nav ul{display:none}.mac-nav{justify-content:space-between}}
@media(max-width:560px){.mac-navcta .mac-b-line{display:none}}

/* hero */
.mac-hero{display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(24px,5vw,56px);align-items:center;padding:clamp(48px,7.5vw,94px) 0 clamp(30px,4vw,50px);position:relative}
body{background-image:var(--grad-wash);background-repeat:no-repeat}
@media(max-width:900px){.mac-hero{grid-template-columns:1fr;padding-bottom:10px}}
.mac-kick{display:inline-flex;align-items:center;gap:9px;color:var(--ink-3);margin-bottom:22px}
.mac-kick::before{content:"";width:26px;height:2px;background:var(--red);flex:none}
h1{font-size:clamp(2.5rem,7vw,4.8rem);font-weight:900;letter-spacing:-.038em;max-width:13ch}
h1 em{font-style:normal;color:var(--blue)}
.mac-lede{font-size:clamp(1.04rem,2vw,1.26rem);color:var(--ink-2);max-width:50ch;margin:22px 0 0;font-weight:500}
.mac-cta-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:30px}

/* life band */
.mac-life{padding:0 0 clamp(46px,6vw,72px)}
.mac-track{display:grid;grid-template-columns:repeat(4,1fr);border-top:2px solid var(--rule)}
.mac-stage{position:relative;background:none;border:0;padding:24px 16px 20px 2px;text-align:left;cursor:pointer;font-family:var(--f)}
.mac-stage::before{content:"";position:absolute;top:-7px;left:0;width:12px;height:12px;border-radius:50%;background:#fff;border:2.5px solid var(--ink-3);transition:.2s}
.mac-stage:hover::before{border-color:var(--ink)}
.mac-stage.mac-on::before{background:var(--red);border-color:var(--red);transform:scale(1.25)}
.mac-stage .mac-age{font-family:var(--mono);font-size:.71rem;letter-spacing:.1em;color:var(--ink-3);display:block;margin-bottom:5px}
.mac-stage.mac-on .mac-age{color:var(--red)}
.mac-stage h3{font-size:clamp(.95rem,1.8vw,1.24rem);font-weight:800;color:var(--ink-2);transition:.2s}
.mac-stage.mac-on h3,.mac-stage:hover h3{color:var(--ink)}
@media(max-width:760px){.mac-track{grid-template-columns:repeat(4,minmax(146px,1fr));overflow-x:auto;padding-bottom:4px}}
.mac-lpanel{margin-top:10px;border:1px solid var(--rule);border-radius:4px;display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:1px;background:var(--rule);overflow:hidden}
@media(max-width:840px){.mac-lpanel{grid-template-columns:1fr}}
.mac-lp{background:#fff;padding:22px 22px 24px;min-height:180px}
.mac-lp .mac-mono{color:var(--ink-3);display:block;margin-bottom:12px}
.mac-lp-goal p{font-size:1.1rem;font-weight:700;line-height:1.45;margin:0}
.mac-lp ul{list-style:none;margin:0;padding:0}
.mac-lp li{padding:6px 0;font-weight:600;font-size:.93rem;color:var(--ink-2);display:flex;gap:9px;align-items:baseline}
.mac-lp li::before{content:"\2192";color:var(--blue);font-weight:800;flex:none}
.mac-lp-serve li::before{color:var(--red)}
.mac-lnote{margin-top:11px;color:var(--ink-3);font-size:.84rem}

/* marquee */
.mac-marq{border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);overflow:hidden;background:var(--paper-2)}
.mac-marq-in{display:flex;gap:52px;padding:15px 0;white-space:nowrap;width:max-content;animation:sl 38s linear infinite}
.mac-marq-in span{font-family:var(--mono);font-size:.73rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-3)}
.mac-marq-in b{color:var(--red);font-weight:400}
@keyframes sl{to{transform:translateX(-50%)}}
.mac-marq:hover .mac-marq-in{animation-play-state:paused}

section{padding:clamp(54px,8vw,100px) 0}
.mac-sk{display:inline-flex;align-items:center;gap:10px;margin-bottom:13px;color:var(--red)}
.mac-sk::before{content:"";width:26px;height:2px;background:linear-gradient(90deg,var(--red),var(--blue));border-radius:2px}
.mac-st{font-size:clamp(1.95rem,4.5vw,3.1rem);font-weight:900;letter-spacing:-.035em;display:block}
.mac-sl{color:var(--ink-2);margin:15px 0 32px;max-width:58ch;font-weight:500}
.mac-alt{background:var(--paper-2);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}

/* stats */
.mac-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1px;background:var(--rule);border:1px solid var(--rule);border-radius:var(--r-md);overflow:hidden;box-shadow:var(--sh-1)}
.mac-stat{background:#fff;padding:28px 24px}
.mac-stat .mac-n{font-family:var(--mono);font-weight:600;font-size:clamp(1.8rem,3.8vw,2.6rem);letter-spacing:-.03em;line-height:1}
.mac-stat .mac-n s{text-decoration:none;color:var(--red)}
.mac-stat p{margin:8px 0 0;color:var(--ink-2);font-weight:600;font-size:.9rem}

/* product cards with svg */
.mac-pgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(275px,1fr));gap:14px}
.mac-pcard{border:1px solid var(--rule);border-radius:var(--r-md);padding:26px;text-decoration:none;display:block;transition:transform .2s,box-shadow .2s,border-color .2s;position:relative;background:#fff;box-shadow:var(--sh-1)}
.mac-pcard:hover{border-color:rgba(56,113,193,.45);transform:translateY(-4px);box-shadow:var(--sh-2)}
.mac-pcard svg{width:78px;height:78px;margin-bottom:16px}
.mac-pcard .mac-idx{font-family:var(--mono);font-size:.65rem;letter-spacing:.12em;color:var(--ink-3)}
.mac-pcard h3{font-size:1.28rem;margin:8px 0 7px}
.mac-pcard p{margin:0 0 13px;color:var(--ink-2);font-size:.93rem;font-weight:500}
.mac-tags{display:flex;flex-wrap:wrap;gap:6px}
.mac-tag{font-size:.74rem;font-weight:700;border:1px solid var(--rule);border-radius:99px;padding:4px 10px;color:var(--ink-2)}
.mac-pcard .mac-go{position:absolute;top:22px;right:22px;font-weight:900;color:var(--blue);transition:.2s}
.mac-pcard:hover .mac-go{transform:translateX(4px)}
.mac-pcard.mac-gated{border-style:dashed}
.mac-gate{display:inline-block;margin-top:11px;font-family:var(--mono);font-size:.61rem;letter-spacing:.1em;text-transform:uppercase;color:var(--red-dk);border:1px dashed var(--red-dk);padding:3px 8px;border-radius:2px}

/* wont */
.mac-wont{background:var(--ink);color:#fff}
.mac-wont .mac-st{color:#fff}.mac-wont .mac-sl{color:#9AA5BC}
.mac-wlist{border-top:1px solid #232E47;counter-reset:w}
.mac-w{display:grid;grid-template-columns:64px 1fr;gap:16px;padding:24px 0;border-bottom:1px solid #232E47;counter-increment:w;align-items:baseline}
.mac-w::before{content:counter(w,decimal-leading-zero);font-family:var(--mono);font-size:.98rem;color:var(--red);font-weight:600}
.mac-w h3{font-size:clamp(1.15rem,2.4vw,1.55rem);color:#fff}
.mac-w p{margin:7px 0 0;color:#9AA5BC;max-width:66ch;font-weight:500;font-size:.95rem}
@media(max-width:560px){.mac-w{grid-template-columns:1fr;gap:5px}}

/* calculator */
.mac-cshell{background:#fff;border:1px solid var(--rule);border-radius:var(--r-lg);padding:clamp(24px,4vw,44px);box-shadow:var(--sh-2)}
.mac-tabs{display:flex;gap:4px;flex-wrap:wrap;border-bottom:2px solid var(--rule)}
.mac-tab{font-family:var(--f);font-weight:800;font-size:.9rem;background:none;border:0;border-bottom:3px solid transparent;color:var(--ink-3);padding:12px 15px;cursor:pointer;margin-bottom:-2px}
.mac-tab:hover{color:var(--ink)}
.mac-tab.mac-on{color:var(--ink);border-bottom-color:var(--red)}
.mac-pane{display:none;grid-template-columns:1.05fr .95fr;gap:clamp(24px,5vw,50px);padding-top:18px}
.mac-pane.mac-on{display:grid}
@media(max-width:800px){.mac-pane.mac-on{grid-template-columns:1fr}}
.mac-field{margin-top:20px}
.mac-field label{display:flex;justify-content:space-between;align-items:baseline;font-weight:700;font-size:.87rem;color:var(--ink-2);margin-bottom:8px;gap:12px}
.mac-field output{font-family:var(--mono);font-size:.91rem;font-weight:600;white-space:nowrap}
input[type=range]{width:100%;-webkit-appearance:none;appearance:none;background:transparent;height:22px;cursor:pointer;margin:0}
input[type=range]::-webkit-slider-runnable-track{height:4px;background:var(--rule);border-radius:2px}
input[type=range]::-moz-range-track{height:4px;background:var(--rule);border-radius:2px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--blue);margin-top:-8px;border:3px solid #fff;box-shadow:0 1px 4px rgba(13,21,38,.25)}
input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:var(--blue);border:3px solid #fff}
.mac-result{border-left:2px solid var(--rule);padding-left:clamp(0px,3vw,32px);display:flex;flex-direction:column;justify-content:center}
@media(max-width:800px){.mac-result{border-left:0;border-top:2px solid var(--rule);padding-left:0;padding-top:22px;margin-top:22px}}
.mac-result .mac-big{font-family:var(--mono);font-weight:600;font-size:clamp(1.9rem,5.4vw,2.9rem);letter-spacing:-.03em;line-height:1;margin:7px 0;color:var(--blue-dk)}
.mac-result .mac-row{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-top:1px solid var(--rule);color:var(--ink-2);font-weight:600;font-size:.89rem}
.mac-result .mac-row b{font-family:var(--mono);font-weight:600;color:var(--ink);font-size:.87rem;white-space:nowrap}
.mac-disc{color:var(--ink-3);font-size:.78rem;margin-top:15px;line-height:1.55;font-weight:500}

/* contact */
.mac-sgrid{display:grid;grid-template-columns:1.12fr .88fr;gap:clamp(22px,4vw,46px);align-items:start}
@media(max-width:900px){.mac-sgrid{grid-template-columns:1fr}}
.mac-fsh{border:1px solid var(--rule);border-radius:var(--r-lg);padding:clamp(24px,3.6vw,38px);background:#fff;box-shadow:var(--sh-2)}
.mac-fgr{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:600px){.mac-fgr{grid-template-columns:1fr}}
.mac-in{width:100%;font-family:var(--f);font-weight:500;font-size:.96rem;padding:14px 15px;border:1.5px solid var(--rule);border-radius:var(--r-sm);background:var(--paper-2);transition:border-color .15s,box-shadow .15s,background .15s}
.mac-in:focus{border-color:var(--blue);background:#fff;outline:none;box-shadow:0 0 0 4px rgba(56,113,193,.12)}
.mac-full{grid-column:1/-1}
.mac-consent{display:flex;gap:11px;align-items:flex-start;margin:15px 0 0;font-size:.83rem;color:var(--ink-2);line-height:1.5;font-weight:500}
.mac-consent input{margin-top:3px;flex:none;width:16px;height:16px;accent-color:var(--blue)}
.mac-oc{display:grid;gap:10px}
.mac-office{border:1px solid var(--rule);border-radius:var(--r-md);padding:17px 19px;background:#fff;box-shadow:var(--sh-1)}
.mac-office .mac-mono{color:var(--red);display:block;margin-bottom:5px;font-size:.61rem}
.mac-office h4{font-size:.98rem}
.mac-office p{margin:4px 0 0;font-size:.88rem;color:var(--ink-2);line-height:1.5;font-weight:500}
.mac-reach{border:1px solid var(--rule);border-radius:var(--r-md);padding:17px 19px;background:#fff;box-shadow:var(--sh-1)}
.mac-reach a{display:block;padding:5px 0;text-decoration:none;font-family:var(--mono);font-size:.81rem;font-weight:500}
.mac-reach a:hover{color:var(--blue)}

/* footer */
.mac-ftr{background:var(--grad-ink);color:#9AA5BC;padding:clamp(48px,6vw,76px) 0 30px;font-size:.89rem;border-top:3px solid;border-image:linear-gradient(90deg,var(--red),var(--blue)) 1}
.mac-fg{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:30px}
@media(max-width:900px){.mac-fg{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.mac-fg{grid-template-columns:1fr}}
.mac-flogo{height:74px;width:auto;margin-bottom:16px}
.mac-ftr h4{font-family:var(--mono);font-size:.65rem;letter-spacing:.15em;text-transform:uppercase;color:#6B7896;font-weight:600;margin:0 0 12px}
.mac-ftr ul{list-style:none;margin:0;padding:0}
.mac-ftr li{padding:4px 0}
.mac-ftr a{text-decoration:none;font-weight:500}
.mac-ftr a:hover{color:#fff}
.mac-regs{display:grid;gap:6px;font-family:var(--mono);font-size:.73rem;color:#fff;line-height:1.5}
.mac-regs i{color:#6B7896;font-style:normal;display:block;font-size:.65rem;letter-spacing:.1em;text-transform:uppercase}
.mac-soc{display:flex;gap:8px;margin-top:14px}
.mac-soc a{border:1px solid #2B3752;border-radius:3px;padding:7px 11px;font-family:var(--mono);font-size:.63rem;letter-spacing:.1em;text-transform:uppercase}
.mac-soc a:hover{border-color:#fff}
.mac-legal{border-top:1px solid #232E47;margin-top:34px;padding-top:22px}
.mac-legal h5{font-family:var(--mono);font-size:.63rem;letter-spacing:.13em;text-transform:uppercase;color:#6B7896;margin:0 0 7px;font-weight:600}
.mac-legal p{font-size:.77rem;color:#8290A9;line-height:1.65;margin:0 0 17px;font-weight:500}
.mac-legal b{color:#C6CEDD;font-weight:700}
.mac-copy{border-top:1px solid #232E47;padding-top:17px;font-size:.74rem;color:#5D6A88;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-weight:500}

/* float wa */
.mac-fwa{position:fixed;right:18px;bottom:18px;z-index:80;width:54px;height:54px;border-radius:50%;background:#1FA855;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 16px rgba(13,21,38,.28)}
.mac-fwa svg{width:28px;height:28px}

.mac-reveal{opacity:0;transform:translateY(16px);transition:opacity .6s,transform .6s}
.mac-reveal.mac-in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{animation-duration:.001ms!important;transition-duration:.001ms!important;scroll-behavior:auto}.mac-reveal{opacity:1;transform:none}}

/* ------------------------------------------------------------------
   ISOLATION GUARD
   Plugins and WordPress admin styles frequently define generic classes
   and can paint backgrounds over theme sections. Every class here is
   namespaced with mac- , and the rules below make the container
   backgrounds explicit so nothing can bleed through.
   ------------------------------------------------------------------ */
.mac-wrap,
.mac-inner-wrap{background:transparent;box-shadow:none;border:0;float:none;overflow:visible;margin-left:auto;margin-right:auto}

/* dark section — force every child to inherit light text */
.mac-wont{background:var(--ink);color:#fff}
.mac-wont .mac-wrap{background:transparent}
.mac-wont .mac-st,
.mac-wont h2,
.mac-wont h3,
.mac-wont .mac-w h3{color:#fff}
.mac-wont .mac-sl,
.mac-wont .mac-w p{color:#9AA5BC}
.mac-wont .mac-sk{color:var(--red)}
.mac-wont .mac-w{background:transparent}

/* footer likewise */
.mac-ftr .mac-wrap{background:transparent}

/* neutralise WordPress block-library defaults that can leak in */
.mac-wrap > p:empty,
.mac-inner-wrap > p:empty{display:none}

/* =====================================================================
   INNER PAGES — product, service and index templates
   ===================================================================== */

.mac-crumb{padding:18px 0 0;color:var(--ink-3);font-size:.82rem;font-weight:600}
.mac-crumb a{text-decoration:none}
.mac-crumb a:hover{color:var(--ink)}

.mac-narrow{max-width:780px}

/* section 1 — hero */
.mac-ptop{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(26px,5vw,58px);align-items:center;padding:clamp(28px,5vw,54px) 0 clamp(38px,6vw,62px)}
@media(max-width:880px){.mac-ptop{grid-template-columns:1fr}}
.mac-tag-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}
.mac-pill{font-family:var(--mono);font-size:.63rem;letter-spacing:.12em;text-transform:uppercase;padding:5px 11px;border-radius:99px;font-weight:600}
.mac-pill-cat{background:var(--red-lt,#FFF1F1);color:var(--red-dk)}
.mac-pill-reg{background:var(--paper-2);color:var(--ink-2);border:1px solid var(--rule)}
.mac-pill-gate{background:transparent;color:var(--red-dk);border:1px dashed var(--red-dk)}
.mac-ptop h1{font-size:clamp(2.2rem,5.6vw,3.7rem);font-weight:900;letter-spacing:-.035em;max-width:16ch}
.mac-standfirst{font-size:clamp(1.04rem,2vw,1.28rem);color:var(--ink-2);font-weight:500;margin:20px 0 0;max-width:52ch}
.mac-top-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.mac-phero{border-radius:var(--r-lg);width:100%;height:auto;box-shadow:var(--sh-2)}
.mac-phero-svg{position:relative}
.mac-phero-svg::after{content:"";position:absolute;left:12%;right:12%;bottom:-14px;height:30px;background:radial-gradient(closest-side,rgba(11,18,32,.16),transparent);filter:blur(6px);z-index:-1}
.mac-phero-svg svg{width:100%;height:auto;filter:drop-shadow(0 10px 28px rgba(11,18,32,.10))}

/* section 2 — why */
.mac-whys{display:grid;grid-template-columns:repeat(auto-fit,minmax(238px,1fr));gap:15px}
.mac-why{background:var(--paper);border:1px solid var(--rule);border-radius:var(--r-md);padding:24px;box-shadow:var(--sh-1)}
.mac-why .mac-n{font-family:var(--mono);font-size:.84rem;color:var(--red);font-weight:600}
.mac-why h3{font-size:1.12rem;margin:9px 0 8px}
.mac-why p{margin:0;color:var(--ink-2);font-size:.94rem;font-weight:500}

/* section 3 — suits / doesn't suit */
.mac-fit{display:grid;grid-template-columns:1fr 1fr;gap:15px}
@media(max-width:780px){.mac-fit{grid-template-columns:1fr}}
.mac-fbox{border:1px solid var(--rule);border-radius:var(--r-md);padding:26px 24px;box-shadow:var(--sh-1)}
.mac-fbox.mac-yes{border-color:var(--blue);background:var(--blue-lt)}
.mac-fbox.mac-no{border-color:var(--red);background:var(--red-lt,#FFF1F1)}
.mac-fbox h3{font-size:1.18rem;margin-bottom:13px}
.mac-fbox ul{list-style:none;margin:0;padding:0}
.mac-fbox li{padding:9px 0;font-weight:600;font-size:.94rem;display:flex;gap:10px;align-items:baseline;border-top:1px solid rgba(13,21,38,.08);line-height:1.5}
.mac-fbox li:first-child{border-top:0}
.mac-fbox.mac-yes li::before{content:"\2713";color:var(--blue-dk);font-weight:900;flex:none}
.mac-fbox.mac-no li::before{content:"\2715";color:var(--red-dk);font-weight:900;flex:none}

/* section 4 — life stage band */
.mac-band-wrap{border:1px solid var(--rule);border-radius:var(--r-md);overflow:hidden;box-shadow:var(--sh-1)}
.mac-band{display:grid;grid-template-columns:repeat(4,1fr);background:var(--rule);gap:1.5px}
.mac-bs{background:var(--paper);padding:21px 17px 23px;transition:.2s}
.mac-bs.mac-hot{background:var(--ink)}
.mac-bs .mac-ic{width:44px;height:44px;margin-bottom:11px}
.mac-bs .mac-age{font-family:var(--mono);font-size:.71rem;letter-spacing:.1em;color:var(--ink-3);display:block;margin-bottom:5px}
.mac-bs.mac-hot .mac-age{color:var(--red)}
.mac-bs h4{font-size:1rem;font-weight:800;color:var(--ink-2)}
.mac-bs.mac-hot h4{color:#fff}
.mac-bs p{margin:9px 0 0;font-size:.85rem;color:var(--ink-3);font-weight:500;line-height:1.5}
.mac-bs.mac-hot p{color:#9AA5BC}
.mac-band-legend{background:var(--paper-2);padding:12px 18px;font-size:.82rem;color:var(--ink-2);font-weight:600;display:flex;gap:9px;align-items:center;border-top:1.5px solid var(--rule)}
.mac-band-legend::before{content:"";width:11px;height:11px;background:var(--ink);border-radius:2px;flex:none}
@media(max-width:780px){.mac-band{grid-template-columns:repeat(4,minmax(150px,1fr));overflow-x:auto}}

/* section 5 — steps */
.mac-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(186px,1fr));gap:16px}
.mac-step .mac-ic{width:50px;height:50px;margin-bottom:12px}
.mac-step .mac-n{font-family:var(--mono);font-size:.69rem;letter-spacing:.12em;color:var(--red);font-weight:600}
.mac-step h4{font-size:1.02rem;margin:7px 0 6px}
.mac-step p{margin:0;color:var(--ink-2);font-size:.91rem;font-weight:500}

/* section 6 — what to watch */
.mac-watch{background:var(--grad-ink);color:#fff;position:relative}
.mac-watch::before{content:"";position:absolute;inset:0;background:radial-gradient(900px 300px at 85% 0%,rgba(56,113,193,.16),transparent 60%);pointer-events:none}
.mac-watch > *{position:relative}
.mac-watch .mac-st{color:#fff}
.mac-watch .mac-sl{color:#9AA5BC}
.mac-watch .mac-sk{color:var(--red)}
.mac-watch .mac-wrap{background:transparent}
.mac-watch .mac-wlist{border-top:1px solid #232E47}
.mac-watch .mac-w{padding:21px 0;border-bottom:1px solid #232E47;display:grid;grid-template-columns:26px 1fr;gap:16px;align-items:baseline;background:transparent}
.mac-watch .mac-w::before{content:"!";font-family:var(--mono);font-weight:600;color:var(--red);font-size:1.05rem}
.mac-watch .mac-w h4{font-size:1.08rem;color:#fff}
.mac-watch .mac-w p{margin:7px 0 0;color:#9AA5BC;font-size:.94rem;font-weight:500;max-width:72ch}

/* section 7 — faq */
.mac-faq{border-top:1.5px solid var(--rule);margin-top:26px}
.mac-faq details{border-bottom:1.5px solid var(--rule)}
.mac-faq summary{padding:19px 40px 19px 0;font-weight:700;font-size:1.03rem;cursor:pointer;list-style:none;position:relative}
.mac-faq summary::-webkit-details-marker{display:none}
.mac-faq summary::after{content:"+";position:absolute;right:6px;top:16px;font-size:1.5rem;font-weight:400;color:var(--blue);transition:.2s}
.mac-faq details[open] summary::after{transform:rotate(45deg)}
.mac-faq details p{margin:0 0 21px;color:var(--ink-2);font-weight:500;max-width:72ch}

/* prefilled form field */
.mac-in[readonly]{background:var(--blue-lt);border-color:var(--blue);font-weight:700;color:var(--blue-dk)}
.mac-prefill{font-size:.78rem;color:var(--blue-dk);font-weight:600;margin:-4px 0 0}

/* related */
.mac-rel{display:grid;grid-template-columns:repeat(auto-fit,minmax(228px,1fr));gap:14px}
.mac-rcard{border:1px solid var(--rule);border-radius:var(--r-md);padding:21px;text-decoration:none;transition:transform .2s,box-shadow .2s,border-color .2s;display:block;background:#fff;box-shadow:var(--sh-1)}
.mac-rcard:hover{border-color:rgba(56,113,193,.45);transform:translateY(-3px);box-shadow:var(--sh-2)}
.mac-rcard .mac-mono{color:var(--ink-3);font-size:.62rem}
.mac-rcard h4{font-size:1.06rem;margin:8px 0 5px}
.mac-rcard p{margin:0;font-size:.87rem;color:var(--ink-2);font-weight:500}

/* index pages */
.mac-idx-top{padding:clamp(26px,4vw,48px) 0 clamp(22px,3vw,34px)}
.mac-idx-top h1{font-size:clamp(2.2rem,5.6vw,3.6rem);font-weight:900;letter-spacing:-.035em;margin-top:6px}
.mac-grp{padding:clamp(30px,4vw,48px) 0}
.mac-grp + .mac-grp{padding-top:0}
.mac-grp-head{margin-bottom:4px}
.mac-pcard svg{width:96px;height:auto;margin-bottom:12px}
.mac-svcs{display:grid;grid-template-columns:repeat(auto-fit,minmax(268px,1fr));gap:14px}
.mac-svc{background:var(--paper);border:1px solid var(--rule);border-radius:var(--r-md);padding:26px;transition:transform .2s,box-shadow .2s,border-color .2s;text-decoration:none;display:block;position:relative;box-shadow:var(--sh-1)}
.mac-svc:hover{border-color:rgba(56,113,193,.45);transform:translateY(-4px);box-shadow:var(--sh-2)}
.mac-svc.mac-tbc{border-style:dashed}
.mac-svc svg{width:110px;height:auto;margin-bottom:12px}
.mac-svc .mac-mono{color:var(--ink-3);display:block;margin-bottom:8px;font-size:.64rem}
.mac-svc h3{font-size:1.3rem;margin-bottom:8px}
.mac-svc p{margin:0;color:var(--ink-2);font-size:.94rem;font-weight:500}
.mac-svc .mac-go{position:absolute;top:22px;right:22px;font-weight:900;color:var(--blue);transition:.2s}
.mac-svc:hover .mac-go{transform:translateX(4px)}

/* comparison table, offices row, prose, reg table */
.mac-cmp-scroll{overflow-x:auto}
.mac-cmp{width:100%;border-collapse:collapse;border:1px solid var(--rule);font-size:.92rem;min-width:660px}
.mac-cmp th,.mac-cmp td{padding:15px 16px;border-bottom:1px solid var(--rule);text-align:left;vertical-align:top}
.mac-cmp thead th{background:var(--paper-2);font-weight:800;font-size:.85rem}
.mac-cmp thead th:first-child{width:26%}
.mac-cmp td:nth-child(2){background:var(--blue-lt);font-weight:700}
.mac-cmp tbody th{font-weight:700;color:var(--ink-2);font-size:.87rem}
.mac-cmp .mac-yy{color:var(--blue-dk)}
.mac-cmp .mac-nn{color:var(--ink-3)}
.mac-cmp-note{color:var(--ink-3);font-size:.83rem;margin-top:12px;font-weight:500}

.mac-oc-row{grid-template-columns:repeat(auto-fit,minmax(248px,1fr))}
.mac-reach a[href^="https"]{color:#1FA855}

.mac-prose p{color:var(--ink-2);font-weight:500;margin:0 0 18px}
.mac-prose h2{font-size:1.5rem;margin:32px 0 12px}
.mac-prose h3{font-size:1.18rem;margin:26px 0 10px}
.mac-prose ul,.mac-prose ol{color:var(--ink-2);font-weight:500;padding-left:22px}
.mac-prose li{margin-bottom:8px}
.mac-prose a{color:var(--blue-dk)}
.mac-empty{border:1.5px dashed var(--rule);border-radius:5px;padding:22px;color:var(--ink-3);font-weight:500}

.mac-regtable{display:grid;gap:1px;background:var(--rule);border:1px solid var(--rule);border-radius:5px;overflow:hidden}
.mac-regtable > div{background:var(--paper);padding:15px 18px;display:grid;grid-template-columns:220px 1fr;gap:14px;align-items:baseline}
@media(max-width:620px){.mac-regtable > div{grid-template-columns:1fr;gap:4px}}
.mac-regtable .mac-mono{color:var(--ink-3)}
.mac-regtable b{font-weight:700;font-size:.95rem}

/* enquiry form component */
.mac-notify{display:flex;gap:14px;margin-top:13px;font-size:.79rem;color:var(--ink-3);font-weight:600;flex-wrap:wrap}
.mac-notify span::before{content:"\2713 ";color:#1FA855;font-weight:900}
.mac-sent{display:none;padding:26px 0;text-align:center}
.mac-sent h3{font-size:1.35rem;font-weight:800;margin-bottom:8px}
.mac-sent p{color:var(--ink-2);font-weight:500;margin:0}
.mac-form.mac-done{display:none}
.mac-fsh .mac-sent.mac-show{display:block}
.mac-wont-list .mac-w::before{content:""}
.mac-wont-list{counter-reset:macw}
.mac-wont-list .mac-w{counter-increment:macw;grid-template-columns:60px 1fr}
.mac-wont-list .mac-w::before{content:counter(macw,decimal-leading-zero);font-family:var(--mono);color:var(--red);font-weight:600;font-size:.98rem}

/* =====================================================================
   NAVIGATION — desktop dropdowns + mobile drawer
   ===================================================================== */

.mac-menu{display:flex;gap:4px;list-style:none;margin:0 auto 0 14px;padding:0}
.mac-menu > li{position:relative}
.mac-menu > li > a{display:flex;align-items:center;gap:5px;font-size:.87rem;font-weight:600;text-decoration:none;color:var(--ink-2);padding:10px 12px;border-radius:3px}
.mac-menu > li > a:hover{color:var(--ink);background:var(--paper-2)}
.mac-caret{font-size:.6rem;opacity:.6;transition:transform .2s}
.mac-has-sub:hover .mac-caret,.mac-has-sub:focus-within .mac-caret{transform:rotate(180deg)}

.mac-sub{position:absolute;top:calc(100% + 10px);left:0;min-width:270px;background:#fff;border:1px solid var(--rule);border-radius:var(--r-md);
  box-shadow:var(--sh-3);opacity:0;visibility:hidden;transform:translateY(-6px);transition:.18s;z-index:90}
.mac-has-sub:hover .mac-sub,.mac-has-sub:focus-within .mac-sub{opacity:1;visibility:visible;transform:none}
.mac-has-sub::after{content:"";position:absolute;top:100%;left:0;right:0;height:12px}
.mac-sub-wide{min-width:760px;left:50%;transform:translate(-50%,-6px)}
.mac-has-sub:hover .mac-sub-wide,.mac-has-sub:focus-within .mac-sub-wide{transform:translate(-50%,0)}
.mac-sub-in{display:flex;gap:0;padding:18px 6px}
.mac-sub-wide .mac-sub-in{display:grid;grid-template-columns:repeat(5,1fr)}
.mac-sub-col{padding:0 14px;min-width:0}
.mac-sub-col + .mac-sub-col{border-left:1px solid var(--rule)}
.mac-sub-h{display:block;font-family:var(--mono);font-size:.6rem;letter-spacing:.13em;text-transform:uppercase;color:var(--red);font-weight:600;margin-bottom:9px;padding:0 8px}
.mac-sub a{display:block;padding:7px 8px;border-radius:3px;text-decoration:none;font-size:.88rem;font-weight:600;color:var(--ink);line-height:1.35}
.mac-sub a:hover{background:var(--blue-lt);color:var(--blue-dk)}
.mac-sub a em{display:block;font-style:normal;font-size:.74rem;font-weight:500;color:var(--ink-3);margin-top:2px}
.mac-sub a i{display:inline-block;font-style:normal;font-family:var(--mono);font-size:.55rem;letter-spacing:.09em;text-transform:uppercase;color:var(--red-dk);border:1px dashed var(--red-dk);border-radius:2px;padding:1px 5px;margin-left:5px;vertical-align:middle}
.mac-sub-all{display:block;border-top:1.5px solid var(--rule);padding:13px 20px;font-size:.82rem;font-weight:700;color:var(--blue-dk);text-decoration:none;background:var(--paper-2);border-radius:0 0 5px 5px}
.mac-sub-all:hover{background:var(--blue-lt)}

/* hamburger */
.mac-burger{display:none;flex-direction:column;justify-content:center;gap:5px;width:42px;height:38px;padding:0 9px;background:none;border:1.5px solid var(--ink);border-radius:3px;cursor:pointer}
.mac-burger span{display:block;height:2px;background:var(--ink);border-radius:2px;transition:.22s}
.mac-burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.mac-burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.mac-burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* mobile drawer */
.mac-drawer{display:none;position:fixed;inset:70px 0 0;background:#fff;z-index:65;overflow-y:auto;-webkit-overflow-scrolling:touch}
.mac-drawer.mac-open{display:block}
.mac-drawer-in{padding:18px var(--pad) 60px;max-width:var(--maxw);margin:0 auto}
.mac-dgroup{border-bottom:1px solid var(--rule);padding:4px 0 10px}
.mac-dgroup summary{list-style:none;cursor:pointer;font-weight:800;font-size:1.16rem;padding:14px 0;position:relative;letter-spacing:-.02em}
.mac-dgroup summary::-webkit-details-marker{display:none}
.mac-dgroup summary::after{content:"+";position:absolute;right:2px;top:10px;font-size:1.5rem;font-weight:400;color:var(--blue)}
.mac-dgroup[open] summary::after{content:"\2212"}
.mac-dsub{display:block;font-family:var(--mono);font-size:.6rem;letter-spacing:.13em;text-transform:uppercase;color:var(--red);font-weight:600;margin:14px 0 4px}
.mac-dgroup a{display:block;padding:11px 0;text-decoration:none;font-weight:600;font-size:1rem;border-top:1px solid var(--paper-2)}
.mac-dgroup a em{display:block;font-style:normal;font-size:.79rem;font-weight:500;color:var(--ink-3);margin-top:2px}
.mac-dall{color:var(--blue-dk);font-weight:700!important;font-size:.9rem!important}
.mac-dlink{display:block;padding:16px 0;border-bottom:1px solid var(--rule);text-decoration:none;font-weight:800;font-size:1.16rem;letter-spacing:-.02em}
.mac-dcta{display:grid;gap:9px;margin-top:24px}
.mac-dcta .mac-b{text-align:center;padding:14px}
.mac-dcall{display:flex;flex-direction:column;gap:4px;margin-top:20px;padding-top:18px;border-top:1px solid var(--rule)}
.mac-dcall a{font-family:var(--mono);font-size:.85rem;font-weight:500;text-decoration:none;padding:6px 0}
body.mac-locked{overflow:hidden}

@media(max-width:1080px){
  .mac-menu{display:none}
  .mac-burger{display:flex}
  .mac-nav{justify-content:space-between;gap:10px}
}
@media(min-width:1081px){ .mac-drawer{display:none!important} }
@media(max-width:600px){
  .mac-navcta .mac-b-line,.mac-navcta .mac-b-blue{display:none}
}