Making sure what you have built reaches the people you intend, without a decade of paperwork. Nominations, documentation and the conversations most families never have.
What this actually does for you
Nomination and inheritance are not the same thing
A nominee receives the asset to hold; who is legally entitled to it can be a separate question. Getting this wrong causes long disputes.
Unclaimed assets are a large and avoidable problem
Substantial sums sit unclaimed across banks, insurers and mutual funds because families did not know they existed.
A single list saves months
One document listing every account, policy and investment, kept where family can find it, is the highest-value item in this entire service.
It removes decisions from a grieving family
The arrangements are made once, calmly, rather than under pressure.
Honestly, who should and shouldn’t
✓ This is for you if
- You hold assets across several institutions
- Your nominations were set years ago and have not been reviewed
- Your family does not know what you hold or where
- You have specific intentions about who receives what
- You have dependants who would struggle to navigate the process
✕ This isn’t for you if
- You need a will drafted or contested — that requires a lawyer, not a distributor
- There is an existing family dispute over assets; that is a legal matter
- You want tax advice on inheritance, which needs a chartered accountant
- You want us to act as executor or trustee, which we do not do
When this matters most
Usually limited to setting nominations correctly from the start.
Worth doing once dependants exist. Nominations and a document list.
The natural stage for a proper review of nominations and records.
The core stage. Consolidation, clear records and family conversations.
5 steps
- 01Inventory everything
Every account, policy, investment, property and locker.
- 02Check every nomination
Many are decades old, incomplete, or name someone no longer intended.
- 03Consolidate where sensible
Fewer institutions means a materially simpler process later.
- 04Document and store
One list, kept somewhere the family can actually find it.
- 05Refer out where needed
Wills and trusts go to a lawyer. We coordinate rather than pretend to draft them.
Read this before you commit
Succession law is a legal matter. We help with nominations, records and coordination, and refer the legal work to a qualified professional.
Depending on the asset and applicable law, a nominee may hold the asset on behalf of the legal heirs. This distinction causes a great deal of litigation.
A policy still naming a parent or a former spouse decades later is common and entirely avoidable.
It helps with access; it does not necessarily determine entitlement.
The list must exist somewhere accessible, and at least one person must know it exists.
Common questions
Do you draft wills?
No. That is legal work and belongs with a qualified lawyer. We handle nominations, documentation and coordination, and can refer you.
Is a nomination enough?
Not always. Depending on the asset, a nominee may receive the asset as a trustee for the legal heirs rather than as the owner. A will provides clarity that nomination alone may not.
How often should nominations be reviewed?
After any major life event — marriage, a birth, a death, a divorce — and otherwise every few years.
What about assets held jointly?
Joint holding usually eases access but does not by itself settle entitlement. It should be part of the plan rather than the whole of it.
Can you help my family after I am gone?
We can help them identify and claim the investments and policies we placed, and point them to the right process for the rest.
Ask about The Handover
Our team calls back within one working day. Nothing is sold on the first call.