Everything has a page.
Every page tells you who it’s for.
Each product below follows the same format — what it is, why it helps, who it suits, who it doesn’t, at which stage of life, and what to watch out for. No product is presented as suitable for everybody, because none of them are.
Growth
Money that needs to grow over years.
SIP
A fixed amount moves from your bank into a mutual fund on the same date every month. It is the…
→Lumpsum
A single large amount invested at one time, rather than spread across months. Suited to money that has already arrived…
→ELSS
An equity mutual fund that also qualifies for deduction under Section 80C, with a three-year lock-in. The shortest lock-in among…
→SWP
A fixed amount moves from your mutual fund back to your bank on the same date every month. The mirror…
→STP
A fixed amount moves from one mutual fund to another on a schedule — typically from a debt fund into…
→Children's Solutions
Investments earmarked for a child's education and start in life, built backwards from the year the money is needed. Often…
→Retirement Solutions
Mutual fund routes built for the one goal nobody will lend you money for. Accumulation while you earn, then a…
Protection
Cover for the people who depend on you.
Term Insurance
The cheapest way to make sure your family keeps their life if you are not there. You pay a small…
→Health Insurance
Cover for hospital bills, so a medical event does not become a financial one. The one policy almost everybody needs,…
→ULIP
A single product that provides life cover and invests part of your premium in market-linked funds. It suits a narrow…
→Motor Insurance
Third-party cover is required by law before a vehicle touches the road. Own-damage cover is the part that protects your…
→Savings Plans
Traditional life insurance policies that combine modest cover with a guaranteed or bonus-linked payout. Certainty is the product — and…
→General Insurance
Cover for the things you own and the liabilities you carry — home, shop, travel, personal accident. The policies nobody…
Stability
Known returns, no market movement.
Income
Regular payouts on a fixed schedule.
Long horizon
Retirement and restricted-access structures.
NPS
A government-regulated retirement account where you contribute during your working years and draw a pension afterwards. Among the lowest-cost long-term…
→PMS, AIF & SIF
Investment structures for larger portfolios, each with a regulatory minimum investment and eligibility criteria. These are not retail products and…
Eligibility applies →GIFT City
Investment routes through India's international financial services centre at GIFT City — dollar-denominated funds and global access under IFSCA regulation.…
Eligibility appliesStart with the goal, not the product.
If you are not sure which of these applies to you, that is the normal position and the right place to begin.
See the planning services