Each product below follows the same format — what it is, why it helps, who it suits, who it doesn’t, at which stage of life, and what to watch out for. No product is presented as suitable for everybody, because none of them are.
Money that needs to grow over years.
A fixed amount moves from your bank into a mutual fund on the same date every month. It is the simplest way to invest wi…
→ Lumpsum Mutual Fund InvestmentA single large amount invested at one time, rather than spread across months. Suited to money that has already arrived —…
→ ELSSAn equity mutual fund that also qualifies for deduction under Section 80C, with a three-year lock-in. The shortest lock-…
→ SWPA fixed amount moves from your mutual fund back to your bank on the same date every month. The mirror image of an SIP —…
→ STPA fixed amount moves from one mutual fund to another on a schedule — typically from a debt fund into equity. The standar…
→ Children’s Investment SolutionsInvestments earmarked for a child’s education and start in life, built backwards from the year the money is needed. Ofte…
→ Retirement Investment SolutionsMutual fund routes built for the one goal nobody will lend you money for. Accumulation while you earn, then a structured…
→Cover for the people who depend on you.
The cheapest way to make sure your family keeps their life if you are not there. You pay a small premium, they receive a…
→ Health InsuranceCover for hospital bills, so a medical event does not become a financial one. The one policy almost everybody needs, wha…
→ Motor InsuranceThird-party cover is required by law before a vehicle touches the road. Own-damage cover is the part that protects your…
→ Savings Insurance PlansTraditional life insurance policies that combine modest cover with a guaranteed or bonus-linked payout. Certainty is the…
→ General InsuranceCover for the things you own and the liabilities you carry — home, shop, travel, personal accident. The policies nobody…
→Known returns, no market movement.
Regular payouts on a fixed schedule.
Retirement and restricted-access structures.
Start with the goal, not the product.
If you are not sure which of these applies to you, that is the normal position and the right place to begin.
See the planning services →